Agnes Management Consultancy

Our Services

We provide a wide range of creative services

Credit Card Consultation:

tips on how to maximize rewards, how to avoid debt, and how to protect your credit.

Credit Score Improvement:

tips on how to pay bills on time, how to use credit responsibly, and how to dispute inaccurate information on your credit report.

Credit Card Application Assistance:

how to calculate your monthly credit card payment, how to avoid debt, and how to manage your credit card debt.

Credit Card Comparison:

comparison of different credit cards, based on your specific needs and goals.

Credit Card Education:

videos on topics such as how to apply for a credit card, how to improve your credit score, and how to protect your credit from fraud.

Key Milestones

01.10 Lakh+ NACH images processed (1 Lakh+ every month)

02.15 Lakh+ collection receipts updated (75K monthly)

03.10 Lakh+ Two-Wheeler & Used Car loan files disbursed

04.15,000+ customers attended for Cash collection & NOC issuance

05.5 Lakh+ PDD (RC) entries executed for TW loans

Value

Deliver

Reduced turnaround time in CAM preparation
Accuracy and standardization across credit files
Enhanced decision-making for credit managers
Support for high-volume processing without quality compromise

Credit Appraisal Memo (CAM) Support

At Agnes Management, we provide specialized support in preparing Credit Appraisal Memos (CAMs) for lending institutions across product lines such as Home Loans, SME Loans, and Loan Against Property (LAP).

Our CAM preparation ensures structured, error-free, and policy-compliant documentation, enabling faster credit decision-making.

Key Highlights of Our CAM Services

Data Collation – Consolidating customer KYC, financials, income proofs, property documents, and banking data.
Risk & Credit Analysis – Assessing repayment capacity, leverage, and creditworthiness with financial ratios and bureau checks.
Property & Collateral Review – Verification of property/legal documents for Home Loans & LAP customers.
Business Evaluation (for SME) – Analysis of turnover, working capital cycle, and sustainability of operations.
Policy Compliance – Ensuring every CAM aligns with client’s credit norms and regulatory guidelines.
Standardized Presentation – Professionally structured CAM templates for credit committee / underwriter approval.